Every business has exposures and risks that threaten its viability. Lyman & Sheets has more than a century of experience defining risk and recommending specific coverage that fits both your business and your budget.
Educational Institutions
Including: Colleges • Law Schools • Private Schools • Public Schools • Universities
The exposures of one individual educational institution may be totally different from those of another. Therefore, comprehensive surveys of each facility are needed to accurately determine the proper insurance program necessary for each. The enormous range of differences in the types of educational institutions, from beauty colleges and trade schools to the sprawling campus of a major university, triggers the need for a variety of insurance coverages. Many of these institutions have a number of buildings, extensive grounds and expensive equipment. Comprehensive property and liability insurance is crucial, as is protection and coverage for tuition income, athletic events, teacher liability and many other exposures.
Coverage Applicable: Liability, Property, Fine Arts Coverage, Valuable Papers & Records Coverage, Loss of Income, Equipment Breakdown, Commercial Auto, Umbrella, Employment Practices Liability, Directors & Officers Coverage, Crime Coverage, Workers’ Compensation, Life & Health Coverage, Professional Liability